Legal & Platform Rules

Terms and Conditions – 98pkt

These terms govern your use of the 98pkt platform. Please read them carefully before creating an account, making a deposit or placing any bets. By using 98pkt, you agree to everything laid out here.

Last updated: June 2026

What You Need to Know Upfront

Before reading the full terms, here are the six most important things every 98pkt player should be aware of from the start.

Adults Only — 18+

You must be at least 18 years old to register and use 98pkt. We do not allow minors to open accounts, deposit funds or participate in any gaming activity on the platform.

One Account Per Player

Each player is permitted one account only. Duplicate accounts, whether for bonus abuse or any other reason, will be suspended and balances may be forfeited without notice.

Verified Identity Required

Before processing withdrawals, 98pkt may request identity verification. This is standard practice and protects both you and the platform from fraud and unauthorised account access.

Bonuses Have Conditions

All bonuses and promotions are subject to wagering requirements. The specific terms for each offer are stated clearly at the time of the promotion. Abuse of bonuses leads to account suspension.

PKR Transactions Only

All deposits, bets, winnings and withdrawals at 98pkt are handled in Pakistani Rupees (PKR). No currency conversion is applied, and no other currencies are accepted on the platform.

Terms May Be Updated

98pkt reserves the right to update these terms at any time. Continued use of the platform after changes are published means you accept the updated terms. Check this page regularly.

Important: These Terms and Conditions form a legally binding agreement between you and 98pkt. If you do not agree with any part of these terms, please do not register an account or use the platform.

01Acceptance of Terms

By accessing the 98pkt platform — whether through the website or the mobile app — you confirm that you have read, understood and agreed to these Terms and Conditions in full. This agreement comes into effect from the moment you first use the platform, including browsing without an account.

These terms apply alongside any specific rules, policies or promotional terms that may be published separately on the platform. In the case of any conflict between these general terms and a specific policy, the specific policy will take precedence for that particular matter.

If you are unsure about anything in these terms, please contact our support team before proceeding. Creating an account and making a deposit means you accept these terms without reservation.


02Eligibility

To use 98pkt, you must meet all of the following conditions at all times:

  • You must be at least 18 years of age. 98pkt is strictly an adult platform and does not permit access to minors under any circumstances.
  • You must be accessing the platform as an individual acting on your own behalf — not on behalf of a business, company or any third party.
  • You must not be a current employee, contractor or close family member of an employee of 98pkt or its affiliates.
  • You must have the legal capacity to enter into a binding agreement under the laws applicable to you.
  • You must not have been previously excluded or permanently banned from the platform.

If you do not meet these eligibility criteria and register an account, 98pkt reserves the right to close the account immediately and withhold any remaining balance pending investigation.


03Account Registration

One Account Rule

Each individual is permitted to hold only one active account on 98pkt. Creating multiple accounts — whether using the same or different personal details — is a violation of these terms and will result in all associated accounts being suspended.

Accuracy of Information

You are required to provide accurate, complete and current information when registering your account. This includes your full name, date of birth, contact details and any payment information linked to your account. Providing false information is grounds for immediate account closure.

Account Security

You are fully responsible for maintaining the security and confidentiality of your login credentials. Do not share your username or password with anyone. If you believe your account has been accessed without your authorisation, contact 98pkt support immediately. 98pkt will not be held liable for losses resulting from unauthorised access due to your failure to protect your credentials.

Account Verification

98pkt may require you to verify your identity at any point — particularly before processing a withdrawal. Verification typically involves submitting a copy of a valid government-issued photo ID and proof of your registered payment method. Failure to complete verification within a reasonable timeframe may result in your account being restricted.


04Deposits and Payments

All deposits at 98pkt are processed in Pakistani Rupees (PKR). The platform supports the following payment methods: JazzCash, Easypaisa, Raast, bank transfers, debit cards and credit cards. Additional methods may be added or removed at 98pkt's discretion.

Minimum Deposits

The minimum deposit amount is PKR 500 for mobile wallet methods (JazzCash, Easypaisa, Raast) and PKR 1,000 for bank transfers and card payments. Maximum deposit limits may apply depending on your account tier and the payment method used.

Deposit Fees

98pkt does not charge any processing fees on deposits. However, your payment provider — such as your bank or mobile wallet operator — may apply their own transaction charges. 98pkt has no control over third-party fees.

Deposit Responsibility

You confirm that all funds deposited to your 98pkt account are legitimately yours and are not proceeds of any unlawful activity. 98pkt reserves the right to carry out anti-money laundering checks and to request documentation verifying the source of funds when deemed necessary.

JazzCash and Easypaisa deposits are typically processed instantly. Bank transfers may take slightly longer depending on your bank's processing times. If a deposit does not appear in your balance within 10 minutes, contact support with your transaction reference.

05Withdrawals

You may request a withdrawal of your available balance at any time, subject to the conditions below. Withdrawals are processed in PKR to the same payment method used for your most recent deposit, or to a verified account in your name.

Withdrawal Conditions

  • Your account must be fully verified before any withdrawal is processed.
  • Any active bonus wagering requirements must be completed before bonus-derived funds can be withdrawn.
  • The minimum withdrawal amount is PKR 1,000.
  • Withdrawals are subject to standard processing times which vary by payment method.
  • 98pkt reserves the right to request additional documentation before approving any withdrawal.

Processing Times

JazzCash and Easypaisa withdrawals are typically processed within 1–4 hours of approval. Bank transfers and card withdrawals may take 1–3 business days depending on your financial institution. VIP players at higher tiers benefit from faster withdrawal processing — see the VIP page for details.

Withdrawal Limits

Standard accounts have daily and weekly withdrawal limits that are displayed within your account dashboard. These limits may be increased for verified players and VIP members. 98pkt reserves the right to apply enhanced due diligence for large withdrawal requests.

Important: Withdrawals can only be made to accounts or wallets registered in your own name. Sending winnings to a third party's account is not permitted and will result in the withdrawal being cancelled and the account reviewed.

06Bonuses and Promotions

98pkt offers various bonuses and promotional offers to both new and existing players. All bonuses are subject to the specific terms published alongside each offer, in addition to the general conditions below.

Wagering Requirements

Bonus funds must be wagered a specified number of times before they — or any winnings derived from them — can be withdrawn. The applicable wagering requirement is clearly stated for each bonus. Until the requirement is met, bonus funds are not eligible for withdrawal.

Bonus Abuse

Attempting to exploit bonuses through strategies such as low-risk hedging, creating multiple accounts, using bonus funds across prohibited game types, or any other method deemed abusive by 98pkt is strictly prohibited. If bonus abuse is detected, the bonus and any associated winnings will be voided and the account may be permanently closed.

Bonus Expiry

All bonuses have an expiry period. If the wagering requirement is not completed within the specified time, the bonus and any bonus-derived winnings will be removed from the account automatically. Expiry periods are stated clearly at the time each bonus is claimed.

Promotion Changes

98pkt reserves the right to modify, suspend or cancel any promotion at any time. If a promotion is cancelled after players have already opted in, any bonus funds already credited will remain valid under the original terms until their stated expiry date.


07Gaming Rules

All games available on 98pkt — including slots, table games, live casino and any other category in the game lobby — operate according to their own individual game rules, which are accessible within each game. These general terms apply in addition to game-specific rules.

Game Outcomes

All game outcomes are determined by certified Random Number Generator (RNG) technology or, in the case of live casino games, by the physical outcome of a live dealer's actions. 98pkt does not manipulate game outcomes in any way. In the event of a technical malfunction during a game round, the round may be declared void and any wager refunded.

Bet Limits

Minimum and maximum bet limits apply to all games and are clearly displayed within each game. These limits may vary between game types and between player account tiers. 98pkt reserves the right to adjust bet limits at any time without prior notice.

Disconnections

If you experience a disconnection during a game round, the round will continue to its conclusion according to the game's normal logic. 98pkt is not responsible for losses resulting from internet connectivity issues on your end. If a disconnection occurs on 98pkt's side, affected rounds will be reviewed and resolved fairly.


08Prohibited Conduct

The following activities are strictly prohibited on the 98pkt platform. Engaging in any of these behaviours will result in immediate account suspension, forfeiture of balances and may be referred to relevant authorities:

  • Opening more than one account or assisting another person to circumvent the one-account rule.
  • Using automated software, bots, scripts or any technology designed to gain an unfair advantage over other players or the platform.
  • Colluding with other players to manipulate game outcomes or exploit bonus structures.
  • Using the platform to launder money or process funds obtained through illegal means.
  • Providing false identity documents or misrepresenting your personal details during verification.
  • Attempting to reverse, chargeback or dispute legitimate transactions made through 98pkt.
  • Exploiting software bugs or errors to obtain funds to which you are not entitled. Any winnings obtained through a known or suspected bug must be reported immediately and may be voided.
  • Harassing, threatening or abusing 98pkt support staff or other players in any communication channel.

09Account Suspension and Closure

98pkt reserves the right to suspend or permanently close any player account at its discretion. Circumstances that may lead to suspension or closure include, but are not limited to, breach of these terms, suspected fraud, failure to complete identity verification, or prolonged inactivity.

Voluntary Closure

If you wish to close your account voluntarily, please contact 98pkt support. Any remaining real-money balance (excluding bonus funds subject to unfulfilled wagering requirements) will be returned to you via your verified payment method after standard verification checks are completed.

Inactive Accounts

An account is considered inactive if there has been no login activity for a continuous period of 12 months. 98pkt may apply a monthly inactivity fee to dormant accounts after this period. You will be notified in advance by email before any fee is applied. The fee will never reduce a balance below zero.


10Responsible Gaming

98pkt is committed to promoting responsible gaming. The platform is intended to be a source of entertainment for adults who engage with it in a controlled, budgeted manner. We provide several tools to help you stay in control:

  • Deposit Limits: Set daily, weekly or monthly limits on how much you can deposit. Limits take effect immediately when reduced and may take up to 24 hours when increased.
  • Session Limits: Control how long you can play in a single session before the platform prompts you to take a break.
  • Self-Exclusion: Request a temporary or permanent exclusion from the platform if you feel you need a longer break from gaming. Self-exclusion requests are actioned promptly.
  • Reality Checks: Periodic on-screen reminders showing how long you have been playing in a single session.

These tools are available directly in your account settings. For more information, visit the Responsible Gaming page. If gaming is no longer fun or is affecting other areas of your life, please use these tools or contact support.


11Intellectual Property

All content on the 98pkt platform — including but not limited to the brand name, logo, graphics, text, software, game interfaces and promotional materials — is the intellectual property of 98pkt or its content licensors. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal entertainment purposes only.

You may not copy, reproduce, distribute, modify, create derivative works from or commercially exploit any part of the 98pkt platform without explicit written permission. Unauthorised use of 98pkt's intellectual property may result in legal action.


12Limitation of Liability

To the maximum extent permitted by applicable law, 98pkt shall not be liable for any direct, indirect, incidental, special or consequential loss or damage arising from your use of the platform, including but not limited to: loss of funds due to technical errors beyond our control, loss of data, loss of profits, or any other financial or non-financial loss.

98pkt makes no warranty that the platform will be available at all times without interruption. Scheduled maintenance, technical issues or circumstances beyond our control may occasionally cause downtime. We will aim to minimise disruption and communicate planned maintenance in advance where possible.

Gaming involves financial risk. Never deposit more than you can comfortably afford to lose. 98pkt is not responsible for personal financial decisions made by players on the platform.

13Privacy

Your privacy matters to us. 98pkt collects and processes personal data in accordance with its Privacy Policy, which forms part of this agreement. By using the platform, you consent to the collection and use of your data as described in that policy.

98pkt will never sell your personal data to third parties for marketing purposes. Data shared with payment processors and identity verification providers is strictly limited to what is necessary to process your transactions or verify your identity.


14Changes to These Terms

98pkt reserves the right to update or modify these Terms and Conditions at any time. When changes are made, the updated version will be published on this page with a revised "last updated" date. For significant changes, we may also notify registered players via email or an in-platform notification.

Your continued use of the 98pkt platform after any changes are published constitutes your acceptance of the revised terms. If you do not agree with the updated terms, you should stop using the platform and contact support to close your account.


15Contact Us

If you have any questions about these Terms and Conditions, or if you need clarification on any specific point, our support team is available around the clock. You can reach us through the in-platform live chat feature or by emailing us at the address listed in the footer of this page.

For matters related to responsible gaming tools, self-exclusion or account closure, please use the dedicated options in your account settings or contact support directly for immediate assistance.

For more information on specific platform features, see our FAQ page or visit the relevant section of the site: Deposit, Withdrawal, VIP or Responsible Gaming.

Join 98pkt Today

Now that you know the rules, you're ready to get started. Create your free account, make your first deposit in PKR and explore hundreds of games — all on mobile, all in Pakistan's favourite payment methods.